Mint is often cited as one of the best budgeting apps for people looking to keep track of their spending. This guide provides a list of the best personal finance apps, tools, websites, and books that can help you stick to a budget and grow your savings. Whether you’re looking to save up for a large expense or pay down student loan debt, personal finance resources can set you up for success. In addition, 14% of budgeters use a budgeting app. Thankfully, there are plenty of apps and tools designed to take some of the stress out of managing your finances.Ī survey by The Penny Hoarder found that 40% of people who follow a budget manage their money with spreadsheets. Keeping track of your expenses can be complicated, but it’s an essential aspect of saving money.